First Home Guarantee Scheme |Regional First Home Buyer | Family Home Guarantee

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    • Home
    • About us
    • Services
      • First Home Buyer
      • Refinancing
      • Investment Property Loan
      • Construction Loan
      • Equity Based Mortgage
      • Commercial Loans
      • Car Loans
      • Lo-doc Mortgage
      • SMSF
      • Asset & Equipment Finance
      • Personal Loans
    • Book Appointment
    • Contact Us
    • Refer A Client
    • Blog
  • Home
  • About us
  • Services
    • First Home Buyer
    • Refinancing
    • Investment Property Loan
    • Construction Loan
    • Equity Based Mortgage
    • Commercial Loans
    • Car Loans
    • Lo-doc Mortgage
    • SMSF
    • Asset & Equipment Finance
    • Personal Loans
  • Book Appointment
  • Contact Us
  • Refer A Client
  • Blog
Mortgage Next

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First Home Buyers

First Home Buyers

Empower Your Homeownership Journey with Mortgage Next - Your Trusted Mortgage Broker

Are you a first-time home buyer feeling overwhelmed by the complexities of the mortgage market? Look no further than Mortgage Next, your dedicated mortgage broker, to guide you through every step of the process.


Tailored Solutions for Your Unique Needs

At Mortgage Next, we prioritize understanding your short-term and long-term needs to provide personalized home loan solutions that align with your unique circumstances. From the initial consultation to finding the perfect home loan product, our team will be by your side, ensuring a seamless experience. Whether you're seeking a first-time home buyer loan, refinancing options, or mortgage guidance, we've got you covered.


Personalized Support at Every Stage

Say goodbye to call centers and automated responses - with Mortgage Next, you'll have a dedicated mortgage broker as your main point of contact. Expect personalized service and consistent communication throughout your loan journey, keeping you informed and empowered every step of the way. Our mortgage specialist is here to provide expert advice tailored to your specific situation.


Simplified Four-Step Process for First Home Buyers

Applying for your first home loan shouldn't be intimidating. We've broken it down into four simple steps to make the process straightforward:


  1. Mortgage Application: Choose between an online mortgage application or a detailed phone interview to get started. Our team will assist you in gathering essential information to pave the way for your homeownership journey as a first-time home buyer.
  2. Document Collection and Analysis: After submitting your mortgage application, we'll request the necessary documents to move forward with your home loan application. Trust our mortgage specialist to analyze your information accurately and efficiently, ensuring that you get the best mortgage rates.
  3. Pre-Approval for Home Loan: Once we've analyzed your financial situation, we'll collaborate with selected lenders to secure a written offer that aligns with your needs. This pre-approval stage sets the terms and conditions for your consideration, providing you with mortgage advice every step of the way.
  4. Unconditional Approval and Settlement: Upon completion of required documentation and formal approval from the lender, you'll be on track towards settlement day. Get ready to receive the home loan funds and prepare for the exciting journey of moving into your new home with the help of a trusted mortgage broker.


Your Dedicated Mortgage Broker

At Mortgage Next, we're committed to assisting first home buyers in navigating the mortgage application process effortlessly. Trust us to be your mortgage broker partner in achieving your dream of homeownership. Whether you're seeking refinancing options, mortgage solutions, or property finance, our mortgage specialist is here to help.

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State-by-State Stamp Duty Concessions – First Home Buyers

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First Home Buyer FAQs

Please reach us at info@mortgagenext.com.au if you cannot find an answer to your question.

You can start the journey with as low as 5 % deposit. You would need to meet certain eligibility criteria under home guarantee scheme. That's all!! 

But don't worry, if you are not eligible there are other options as well! So, chin up!!


Yes, there are!

  • Stamp duty - if applicable and depends on the purchase price and some other factors
  • Solicitor's fees
  • Lender's fees (if applicable)


Yes, you will be eligible for FHOG, if the property you are purchasing is a newly built property, you will be the first owner and the property price is <=$750,000. You get $10,000!


Yes, stamp duty concessions for first home buyers vary by state and territory in Australia.


P&I (Principal & Interest) is better if you want to pay off your loan, build equity, and get lower rates—ideal for owner-occupiers.


IO (Interest-Only) gives lower repayments upfront, but you don’t reduce your loan—suited for investors or short-term cash flow needs.


Buying Your First Home? Let’s Build a Plan Together

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Mortgage Next

Thomastown VIC, Australia

+61-424203363 | info@mortgagenext.com.au

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