How can we help you today?

At Mortgage Next, we specialise in helping self-employed individuals secure finance—even when traditional lenders say no.

Low-documentation (Low-Doc) loans are designed for business owners, freelancers, contractors, and self-employed Australians who may not have up-to-date financials or full documentation ready but still have a strong income and solid business foundation.

As the name suggests, minimal documents are required for the loan approval. Documents we usually need are:

• Proof of ABN and/or GST registration
• Business Activity Statements (BAS)
• Business Account transaction statements
• Accountant's letter

Being a high risk structure, the interest rates are usually higher than the traditional loans.